Aviso legal

Legal Notice

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Effective date: [EFFECTIVE DATE, e.g. January 1, 2027]

This page gives the information that Article 10 of Spanish Law 34/2002 on information society services and electronic commerce (LSSI-CE) requires the owner of a website to provide.

1. Website owner

Owner: Rafael Javier [SURNAMES, exactly as on your ID (DNI/NIE)] (trading as Astexus)
Tax ID (NIF): [NIF / CIF / NIE OF THE OWNER]
Location: [CITY AND PROVINCE, SPAIN (a full street address is optional)]
Country: Spain
Email: rafapeja37@gmail.com
Website: [https://YOUR-DOMAIN] (Simple Insurance Guide)

2. Purpose of the website

Simple Insurance Guide publishes general, educational information about car, home, and life and health insurance in the United States, including summaries of each state's rules built from official sources. The owner is not an insurance company, agent or broker, does not sell insurance, does not give quotes and does not handle claims. Nothing on the site is insurance, legal, tax or financial advice.

3. Terms of use

Using the website means accepting the Terms of Use. Please read them before relying on any information published here.

4. Intellectual property

The texts, design, structure and illustrations of the website belong to Rafael Javier [SURNAMES, exactly as on your ID (DNI/NIE)] or its licensors. You may link to the site and share pages for personal, non-commercial use. Reproducing, distributing or publicly communicating substantial parts of it requires prior written permission. Names, trademarks and official materials of third parties, including government agencies, remain the property of their owners.

5. Responsibility

The owner works to keep the information accurate and shows the review date and the official sources on each page, but insurance rules differ by state and insurer and change over time. The owner is not responsible for decisions taken on the basis of the information published here, or for the content of third-party websites that the site links to. If you find an error, please tell us.

6. Personal data and cookies

How personal data is handled, which rights you have and how the site uses your browser's storage is explained in the Privacy Policy.

7. Applicable law and jurisdiction

This notice and the use of the website are governed by the laws of Spain. Any dispute will be submitted to the courts of Spain, without prejudice to any mandatory consumer-protection rights that you may have under the law of the country where you live.

8. Contact

Email: rafapeja37@gmail.com.